Cashless
I love shopping cashless and buying stuff online. Having a credit card has many distinct advantages. One of the major benefits of having a credit card aside from going out cashless is, once it got stolen, you can immediately report it to your credit card company and put a block on it. Unlike with debit cards, once it gets stolen and someone got a hold of your pin number, the culprit can actually withdraw cold cash from any ATM booth. With credit cards, there is no way someone can get cash out of it unless they use it to charge an item. So for me, having a credit card is better than having debit cards. Though most people might thing that all credit cards have high interest charges and high APR, they are mistaken. There is actually a site online where you can get a credit card with a 0% APR credit card offers. Imaging making a purchase without thinking about the APR you will be paying along with the purchase. I used to have a regular credit card, but when I learned about the 0% APR credit card offers online, I switched. Soon my colleagues were all getting the same card I have.